mymulah.co.za | Get an online payday loan in South Africa

We provide diverse loan options for personal, business, and investment needs.

Existing Clients

Existing Clients: Manage Your MyMulah Loan

Already registered or need another MyMulah loan? Existing clients can sign in with their username and password, in the My Account Section, and you don’t have to fill in the whole application form again.

We do however have to do a affordability study again to ensure we are responsible in providing you with a MyMulah loan and we need you to mail or fax us your latest 3 Months bank statements for us to verify if you can afford to take out a loan.

Please note: If your personal or Banking details have changed in the meantime, contact us on our customer care line +27 (87) 237 7010 or send us a mail to [email protected] and we will update your information.

Steps for Existing Clients to Apply for a New Loan

1. Sign in with Your Username and Password in the My Account Section

Existing clients sign in, in the My Account section with your username (email address) and password. (If you forgot your password you can reset it by clicking on the forgot password link.)

2. Click Apply for a New Loan

Apply Now

3. Please Complete the Quick Affordability Study

Enter the required details into the form. Be honest now, otherwise you’ll just slow the process down.

4. Mail or Fax Us Three Months Bank Statements

Mail or Fax your latest 3 Months Bank statements to [email protected] or Fax to: +27 (86) 599 6280. Don’t take it personally, we just need to know that you are capable of repaying the Mulah we lend you. We make loans responsibly and wouldn’t want to cause our clients any unnecessary stress.

5. We Notify You via SMS and When the Loan is Approved

In some rare cases this step may take a bit longer (we did tell you to be honest when filling out the application). Occasionally we have a delayed response from the credit bureaus which can also slow things down a bit but never fear, we are constantly working to improve the decision making process. Things just keep on getting better.

6. Accept the Quote and Sign the Contract and Mail or Fax It Back to Us

MyMulah will mail you a quote and contract for servicing the loan, this quote outlines all of the loan terms as well as the costs involved. If you are happy with the agreement, which we trust you will be, accept all the terms and conditions and agree to the declarations online and mail or fax the signed contract back to us.

Mail the contract to: [email protected] or fax it to: +27 (86) 599 6280

If you need some time to consider it further, each quote is valid for 5 days from its issue date and you can view your loan application in the My account section for further reference.

7. We Transfer the Mulah Directly into Your Bank Account

This is the best step. Money, transferred directly into your account.

What Our Customers Have to Say

Here’s what real South Africans are saying about their MyMulah experience.

4.9-star rating with almost 6,300 reviews!

We have provided customers all over South Africa with fast pay day loans and are proud to have a 4.9-star rating with almost 6,300 reviews!

by BESTloans

"MyMulah saved me when I needed cash fast! The process was so easy!"

– Naledi, Pretoria

"Best payday loan service in South Africa. Quick and transparent."

– Sipho, Durban

"I got my loan approved in minutes and the money was in my account the same day!"

– Thandi, Cape Town

New customers can apply for up to R4000. Existing customers up to R8000.

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